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Have you heard the one about the homeschooling family that lives on less than $22K a year in an area that costs above 100% (116%) of the National CoL Index?

I haven't quite figured out why so many people still persist in perpetuating the myth that living on a single income and homeschooling on a dime aren't possible. I can only suppose these are people who can't imagine life without a daily trip to Starbucks and dinner out several times a week. The people who actually shop at malls (*shudder*) and think "Brand Name = Best". The people who really live by the "Keeping up with the Joneses" mentality.

That? Would not be us!

Welcome to our world. We cook from scratch. Buy from thrift stores. Find 95% of our homeschool materials for free. This is my blog and this is how we do it.

Thursday, June 7, 2007

Who ya gonna call?

I am very ambivalent about cell phones. Are they a necessity? Well, no. Obviously the human race lived a long time without them. On the flip side, there are plenty of good reasons to own one, not the least of which is the fact that because "everyone" has cell phones, it's becoming less and less common to locate a pay phone if you find yourself in need of one.

Awhile back, we finally decided to add a cell phone to our monthly expenses. We explored a lot of options with minute plans and free weekends and contracts and on and on. In the end, we went with NET 10 - a prepaid phone. We bought the least expensive phone they had, for $20. We "recharge" it monthly for $15. The minutes do carry over. In fact, they keep carrying over to the point that now we have close to 1500 minutes on our phone! Even though there are phone plans (contracts) where the per-minute charge works out to less than 10 cents a minute, no one in our area offered a contract for less than $20 a month, so this is the absolute cheapest way we can maintain a phone.

If you currently have a cell phone and are paying for a more expensive contract, or want to get a cell phone, I do encourage you to check out Net 10 as a possibility. It might not be the best for you, especially if you use your phone for more than "emergency" purposes, but it could save you money over what the "other guys" offer.

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2 Comments:
Anonymous charles0322 said...

Another great choice is trac-fone. you can get these at your local wal-mart for under $20. There are a lot of options but I decided on a 400 minute plan for $99. Yes it is a bit but the min. roll over for a full year and I do not have to make sure I pay every month. I pay once and do not worry again. The phone even displays how many min. I have left. After a year, you can renew and not loose any min you do not use.
If you have every been broke down with two small children at night without a phone, you know how valuable they are,

June 7, 2007 at 9:34 PM  
Blogger Jenni said...

Net 10 is actually owned by Trac-fone, but it is interesting to know that Trac-fone has added a $99 yearly plan. That wasn't available when we looked in to it. The yearly plan they had before was well over $100 and the Net 10 phone was cheaper.

Looking at the website, I see they now also have a $9 plan for 45 days of service. I've never seen that at Wal-Mart; maybe that's a web-exclusive price. We may be switching phones! Of course, I guess I'd be losing all the minutes we currently have. Hee. Maybe I need to start calling everyone I have ever known.

Thanks!

June 7, 2007 at 10:08 PM  

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